Prior to seeing one of our physicians, we recommend that you contact your insurance provider regarding coverage of services. Because there are so many variations with insurance plans, knowing your coverage will help ensure that you are not left responsible for large out-of-pocket expenses.

Our billing staff will submit a claim directly to your insurance company provided we have accurate insurance information. Failure to obtain pre-certification or prior authorization may result in decreased benefits to you by your insurance company.

It is important to realize that many insurance companies do not cover the full amount of insurance charges. We require that any patient who has a co-payment with their plan pay that amount at the time of service. We accept cash, check, VISA and MasterCard. Please be aware that some insurance companies pay a fixed allowance for certain procedures and others pay a percentage of the charge. It is your responsibility to pay any deductible amounts, co-insurance, or any other balance left unpaid by your insurance company.

The Heart Center Medical Group is a participating provider in the Medicare Assignment program. We would like to make this process as easy for the patient as possible. We will bill Medicare for your charges. They will pay us 80% of an approved amount with the exception of covered laboratory services which are paid at 100%. You will be responsible for 20% of the approved amount, any deductible portion, and non-covered services at the time of your visit. If you have secondary insurance that pays after Medicare, we will file this claim as well.

Please remember, the responsibility for payment for services remains directly with you. Please contact our billing office at 260 434-6446 or 800 615-6446 and our staff will be more than happy to answer any questions you may have regarding your account.